Company profile
banking and financial services · London, United Kingdom · hsbc.com
HSBC is a global banking group focused on international connectivity, wealth, transaction banking. Its current direction emphasizes simplification into four businesses, higher returns, deeper execution in growth areas including wealth, payments, cross border client flows.
The group says it simplified into four businesses from 1 January 2025 to accelerate strategic delivery.
HSBC states it now operates through Hong Kong, UK, Corporate and Institutional Banking, International Wealth and Premier Banking.
Management highlights wealth markets and corridor flows as core growth engines.
HSBC says its footprint reinforces its position in the world's fastest growing wealth markets and supports growth in wealth products and corridor flows.
Recent results frame the company around higher return targets and mid single digit revenue growth by 2028.
HSBC targets RoTE of 17% or better for 2026 to 2028 and year on year revenue growth rising to 5% in 2028.
HSBC is scaling AI use cases for productivity, risk, client service.
HSBC says it has over 600 AI use cases in operation and is deploying AI in fraud detection, cyber security, transaction monitoring, customer service, risk assessment.
HSBC is pursuing an AI enabled, partner assisted technology model with significant cloud use and a strong governance overlay.
Public disclosures show large scale cloud application hosting, broad AI deployment, an emphasis on responsible use, internal controls, partner selection.
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Evidence confidence 86/100. Generated 2026-07-03 from public sources.